Apply now

Mortgage and Loan Solutions Backed by Trusted Expertise

Fast approvals, expert guidance
and great rates in Florida.

Your Fast, Simple Path to
Homeownership and Savings.

From first-time buyers to seasoned homeowners, Rush Lending offers the
perfect loan options for your goals.

FHA Loans

Open the door to homeownership with flexible credit requirements and a low down payment.

Apply Today

Jumbo Loans

Finance luxury properties with lending solutions crafted for high-value goals.

Apply Today

Conventional Loans

Get more flexibility with loan sizes, property types, and down payment structures. Perfect for buyers seeking long-term savings and control.

Apply Today

VA Loans

Exclusive terms designed to support veterans, active-duty service members, and their families.

Apply Today

Investment Loans

Purchase or refinance properties for rental income or long-term appreciation.

Apply Today

Refinance Options

Refinance to reduce your monthly payments, secure a better rate, or tap into your home's equity.

Apply Today

Mortgage Calculator

Estimate
Your Monthly Payment
in Seconds

Use our quick calculator to plan your budget
with confidence.
$
$
%
%

Rush Lending’s
Top Choice Loan Program

The Fastest, Easiest Way
to Refinance Your Mortgage.

Refinance options we offer:

FHA Streamline Refinance.

The fastest way to lower your payment; no income verification, no appraisal, no credit check.

Limited Doc Refinance (12-Month Bank Statements)

Ideal for self-employed borrowers; qualify using bank statements instead of tax returns.

Conventional Refinance

For homeowners with strong equity who want lower rates and flexible term options.

Apply Today

20+ Years of Helping Families
Unlock Better Loans

review-icon

Google Rating — Trusted by hundreds of homeowners.

review-icon

Google Rating

Trusted by hundreds of homeowners.

logo-quote

Rush Lending provided an excellent experience from start to finish. Mr. Jean-Pierre Paul was incredibly professional, guiding us through the entire process with clarity and care. If you are looking for your dream house with a professional team, Rush Lending is the best choice!

C
Cadet Family
logo-quote

My experience with Rush Lending has always been exceptional. I put customer experience and satisfaction as my priority and Rush Lending and his staff can provide the solutions within a short period of time. I always recommend my clients to use their service.

M
Marilyn Dauphin
logo-quote

Used Rush Lending a second time to refinance my home and again they were very reliable, professional, and on time. The most important thing is that they had the best rates. I will gladly refer anyone to them, great customer service and the best rates in town.

S
Stephan Dragon

Fast, Transparent Approvals.
No Surprises at Closing.

No appraisals. No endless paperwork. Just lower payments, faster.

Check Your Eligibility Today

How It Works:

Experience A Seamless, Hassle-free Process

Apply Online

Quick and simple
application in minutes.

Get Approved

No home appraisal or
income verification required.

Close & Save

Start lowering your
monthly payment.

Meet Our Founder

Jean Pierre Paul

One of America’s
Top Mortgage Experts

With over 20 years of experience and $1B+ in funded loans, Jean Pierre Paul ranks among the top 1% mortgage brokers nationwide.

His mission: making home financing fast, stress-free, and affordable
for families across Florida.

  • 20+ years in real estate and mortgage industry
  • Ivy League graduate degree from Columbia University
  • $1B+ in funded loans and counting
  • Top 1% Broker Nationwide
  • Serving Florida homeowners since 2019
Learn More About Us
Learn More
Learn More About Us

Get Up to $1.2 Million in Refinancing

No Appraisal Required.

Get up to $1.2M in refinancing with no home appraisal, fast approval, and lower monthly payments.

Got Questions? We’ve Got Answers

Everything You Need to Know About Home Loans

Jumbo loans apply to any mortgage that exceeds the current conforming limit — typically $766,550 in most U.S. counties (and higher in select high-cost areas).
Jumbo loans aren’t backed by Fannie Mae or Freddie Mac, so they allow for larger loan amounts and more flexible underwriting — ideal for high-value properties.
Yes, most jumbo loans require 10–20% down, depending on your financial profile. We’ll help you find the most affordable option.
Absolutely. You can refinance a jumbo loan later to adjust your rate, loan term, or cash out equity as your property value grows.
FHA loans allow qualified borrowers to purchase a home with as little as 3.5% down, provided you have a credit score of 580 or higher. Those with slightly lower credit may still qualify with a 10% down payment.
Yes. FHA loans are designed to help borrowers with less-than-perfect credit. Even if you’ve had a bankruptcy or missed payments in the past, you may still qualify after showing a history of on-time payments and financial stability
No. While they’re popular among first-time buyers, any qualified borrower can use an FHA loan — whether you’re purchasing a new home or refinancing an existing FHA mortgage.
Absolutely. You can take advantage of the FHA Streamline Refinance program to lower your interest rate, reduce monthly payments, or remove mortgage insurance — often without an appraisal or income verification.
Most buyers can qualify with as little as 3% down, depending on income and credit score. A larger down payment may help you avoid private mortgage insurance (PMI).
PMI is only required if you put down less than 20%. Once your equity reaches 20%, PMI can be removed — unlike with FHA loans.
Yes. You can use gift money from family or approved sources toward your down payment and closing costs.
Conventional loans typically offer more flexibility, lower long-term costs, and no upfront mortgage insurance premium. They’re ideal for borrowers with good credit and stable finances.
VA loans are available to veterans, active-duty service members, National Guard members, reservists, and eligible surviving spouses. You’ll need a Certificate of Eligibility (COE) to confirm your qualification — our team can help you obtain it quickly.
Yes, the VA requires a one-time funding fee, which helps keep the program running. The amount depends on factors like your down payment and whether it’s your first VA loan. In many cases, this fee can be rolled into your loan amount or waived for disabled veterans.
Absolutely. You can reuse your VA loan benefits as long as your previous VA loan has been paid off or your entitlement is restored. Many veterans use their VA benefits multiple times throughout their lives.
Not at all. VA loans are available for both first-time and repeat homebuyers, as well as for refinancing an existing VA or conventional mortgage into better terms.
You can finance single-family homes, condos, townhouses, and 1–4 unit multi-family properties. Larger buildings or commercial properties may require alternative financing — we can guide you to the right product.
Yes. Lenders can often count a portion of expected rental income from the property to help you qualify — as long as it’s supported by a lease or appraisal showing fair market rent.
Typically, yes — investment property loans carry slightly higher rates due to increased lending risk. However, with strong credit and a solid down payment, Rush Lending can help you secure competitive investor-friendly terms.
Absolutely. Refinancing can help you lower your rate, free up cash, or access equity for future investments. Many of our clients refinance to scale their portfolios faster.
The best time is when interest rates are lower than your current rate or when you need to access home equity for major expenses. We’ll help you analyze your numbers to see how much you can save each month.
Yes, it’s possible. FHA refinance programs, in particular, offer options for homeowners with lower credit scores or limited equity. We’ll find the solution that fits your profile.
Not always. Many of our refinance programs — especially FHA Streamline and VA IRRRLs (Interest Rate Reduction Loans) — allow no-appraisal refinancing for a faster, simpler process.
Absolutely. A cash-out refinance lets you tap into your home’s equity to fund renovations, pay off debt, or cover large expenses — while potentially lowering your interest rate.

Join Thousands of Homeowners Who Trusted Rush Lending

For faster, easier, and smarter home financing