TERMS OF USE

1. Acceptance of Terms

By accessing the site, users agree to be bound by the terms. If they don’t agree, they should not use the site.

2. Informational Purpose Only

Content on the site (loan info, calculators, rates) is for general informational purposes and does not constitute a loan offer, commitment, or guarantee of approval.

3. No Legal or Financial Advice

Nothing on the site should be interpreted as legal, financial, or tax advice. Users should consult qualified professionals.

4. Eligibility & Loan Approval

Submitting a form or inquiry does not guarantee loan approval. Approval is subject to underwriting, credit review, and other conditions.
5. Accuracy of Information

The company makes reasonable efforts to keep content accurate but does not warrant that all information (rates, limits, eligibility criteria) is current or error-free.

6. User Conduct

Users agree not to misuse the site — no scraping, hacking, submitting false information, or using it for unlawful purposes.

7. Intellectual Property

All content (text, logos, design) is owned by the company and may not be reproduced without permission.

8. Third-Party Links

The site may link to third-party sites (e.g., loan application portal) and is not responsible for their content or practices.

9. Privacy

Use of the site is also governed by the Privacy Policy, which covers how personal data submitted through forms is collected and used.

10. Limitation of Liability

The company is not liable for damages resulting from use of the site or reliance on its content.

11. NMLS Disclosure

For mortgage sites specifically, the Terms typically include NMLS ID disclosure and state licensing information, as required by law.

12. Governing Law

Disputes are governed by the laws of the state where the company operates (in this case, Florida).

13. Changes to Terms

The company reserves the right to modify the Terms at any time, with continued use constituting acceptance.